If you receive an email from a free to sign up account like hotmail, yahoo or gmail saying you have been approved for a loan and includes all the terms and payment details, does it look like this below. If it does then please ignore it as it’s a scam and you could lose out.
View a list of email addresses here.
<——— START OF EMAIL ———>
Mr. Joe Bloggs,
Please read the details set out below carefully before signing the deal with <COMPANY NAME>.
We are pleased to inform you that your loan application for the loan of £<AMOUNT>. has been successfully accepted with our company. The quotations, information and content provided in the e-mail is not subject to change for the complete term of loan.
Loan Amount: £<AMOUNT>.
Term of the loan: <MONTHS> Months
Monthly Repayment: £ 280
Tax Payment: £378 (Refundable with your loan amount)
Tax Reference No. : ST5896 (FOR SECURITY)
Unblocking Fee: £342 (Refundable with your loan amount)
Payment starts from May (Second monthly repayment).
Terms & Conditions:-
1 .This is an unsecured loan which our company is offering.
2 .We don’t require any guarantor for this loan.
3 .The maximum periods for the completion of the loan is 12 working hours.
4 .There is no redemption charges/penalties for the early repayment of this loan after making 6 monthly repayments on time.
5 .There is no fee/hidden charges involved in this loan.
6 .To complete the loan we charge the first monthly payment in advance. The further payments will come through direct debit on the scheduled date as guided by the customer.
7 .The information shared with our company will not be passed on to anyone as per the regulations of DATA PROTECTION ACT OF UK 1998.
8 .The customers is required to pay the monthly payments on time otherwise the organization is authorized to take legal actions.
9 .The information provided here is based on our understanding of current financial law.
10. First monthly repayment will be in advance for company guaranty.
Payment mode: UKASH
Transfer Time: 15 min.
In case you have any query regarding the loan you can call us on our helpline no:
Helpline No: <CONTACT NUMBER>
<——— END OF EMAIL ———>
If this looks familiar then please help and provide us with more information, like the sender or the name/number quoted at the bottom of the email.