Once we found out about this number one of our staff decided to call them and pretend to want a loan. Unfortunately we thought they may have got on to us and decided not to phone us back, but after waiting over the Easter Weekend they contacted our staff member at 14:40 on Tuesday, 10th April.
The caller confirmed our staff members’ name and the loan amount, including the term of the loan whilst stating they were the ‘Personal Loans Company’. Upon confirming the details of the £8,000 loan for a car purchase we were told that the loan has been approved, even though we provided them with a dummy name, incorrect date of birth and false postal address. The caller proceeded to tell us that a loan over the period of 3 years (36 months) would cost £240 per month, and then asked if this was affordable. We said yes! After all £240 per month over 36 months is £8,640 which is an outstanding charge for credit at only £640, obviously this is too good to be true.
The caller then went on to ask for some details, confirming the name yet again and now asking for an email address, which we happily provided. We were told they were going to send the loan agreement. Which of course never came.
At this point we asked them for information, their company name, website address etc…This is when we were told again that they are called ‘Personal Loans Company’ and they state the website address, www.unsecuredloansforyou.co.uk. When our member of staff told the caller that they work for Unsecured Loans For You and that they were responsible for actually building the website they were asked various questions like:
- What department do you work for?
- Tell me something about the website?
- Why are you afraid?
We then asked why they were using our website address to scam/fraudulently take money from people using ukash vouchers or western union transfers. They insisted that they own the website address, which as you can tell they DON’T as you’re reading this. Hopefully with the aid of this blog we can help prevent other people falling victim to this scam.