Is the sub-prime mortgage market back?

Everyone in the financial industry seems to be wary of the term ‘sub-prime’, in reality this relates to those people with poorer credit histories. The 2007-2008 financial crisis had a major impact upon the sub-prime lending market, indeed some claiming that it was practically impossible for a sub-prime candidate to obtain any kind of loan. […]


Unsecured loans, tips to consider

Many of us at some stage in our lives will need to borrow money. Be it an unforeseen emergency or an unexpected change in circumstance, it is highly likely that the majority of us will come into contact with the lending industry. Interestingly, most people still use a credit card for so called luxury purchases, […]


Top tips for a bad credit loan

When you’re applying for an unsecured loan especially if you have a poor credit rating, it is very easy to feel confused and somewhat overwhelmed. There can be numerous forms to fill in, phone calls to make and the criteria can be different depending on which lending company you use. Despite all that, unsecured loans […]


Is your credit card deal all it is cracked up to be?

It seems that there are more and more attractive credit card deals being launched almost weekly. Since the 2008 financial crisis and a much more cautious approach to lending by the banks, it seems credit card providers have somewhat jumped into the gap that has been left. The unsecured loans offered via credit cards seem […]


Don’t pay over the odds for credit card debt

Research from TSB has revealed that at least 59,000 British adults who have a least one interest bearing debt are paying more than they need to by not moving to a better deal, whether that be another credit card or unsecured loans. Brits are paying as much as £664 million in total per year extra […]



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