Unsecured Personal Loans – Important Information

A personal loan and unsecured loans are actually identical; lenders just like to use different terminology to describe what is the same product. A personal loan is described as an unsecured personal loan as it allows you to borrow money without having to use any security, such as your car or home. What the lender […]


Christmas saving and borrowing-what should I consider?

Christmas saving and borrowing-what should I consider? As the countdown to the festive period begins, so does people anxiety and worry over whether or not they can really afford Christmas. Here are our top ten tips to help you deal with the festivities, and the best places to go for that additional Christmas loan should […]


The most expensive Christmas yet?

So as the festive season approaches and we start to hunt for those bargain, just how much are we planning to spend over Christmas? New research released by American Express suggests that we could spend as much as £1551, up £51 from last year’s spending. So how do we get through it? How do ensure […]


Are ‘Guarantor Loans’ bridging the gap?

If someone said to you that they were applying for or indeed already had a ‘guarantor’ loan, what exactly would spring to mind? They cannot afford a ‘real’ loan; they must have really bad credit? It’s just another term for a payday loan? Whatever you may think, the guarantor loans sector is now the fastest […]


Alternatives to high cost overdrafts?

Many of us now use overdrafts as part of our everyday banking, but this could in effect be costing us more than we think and are there any cheaper alternatives? The Financial Conduct Authority (FCA) has already confirmed that overdrafts fees are extremely difficult for consumers to understand, especially when they are ‘unauthorised’. In research […]



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