Christmas wrapped up by the end of November?

This year Black Friday will be the 24th November and there are always loads of bargains to be had. Plan wisely, and make sure you apply for that unsecured loan or major credit card offer before the proposed interest rate rise, so you have enough in the pot for the 24th to bag yourself some great deals and savings.

It isn’t just limited to one day anymore either. Most major online retailers start launching their black Friday deals at least 7-10 days prior to Friday 24th, so could you really have Christmas wrapped up in November?

As well as making sure you have the finances in place, make sure that you sign up to newsletters, membership emails and any sale alerts from your favourite retailers. Online shopping is without doubt more convenient than actually hitting the shops, and with all the hustle and bustle experienced in previous years it may be wiser to shop online. Plus all goods are guaranteed in time for Christmas and usually there are no inflated delivery charges as the Christmas rush hasn’t officially begun. So again saving time and money!

Some of 2016s biggest savings included £200 off the HP All-in-One PC from Curry’s PC World, £150 off a Samsung sound bar and £80 of a Seiki LED tv. There was a massive £113.50 saving on a Ted Baker shoulder bag and £35 off a Le Breve men’s Trench coat.

Some retailers will help further by offering flexi and easy payment terms too, so again this could be very convenient and save further time and money.

We will keep you updated as to the best deals around, both on unsecured loans and any Black Friday deals.