Start 2019 with a “spring clean” of your finances, but how?

BALANCE TRANSFER DEALS? Now that the dust has settled on the Christmas and New Year festivities, for most of us it is back to reality with a bang. As those credit card bills begin to land, it is time to take control and try and minimise where you can to ensure your finances are ship […]


Credit Card lenders cut offers as Christmas spending begins

Consumer group Moneyfacts has reported a major decline for credit card perks as consumers look to borrow as the Christmas spending begins. Friday 23rd November sees Black Friday closely followed on the 26th by Cyber Monday and with consumers gearing up for a spending bonanza it seems slightly disappointing that lenders would look to do […]


Rebuilding your credit history

In an uncertain financial market, it seems more and more of us are using ‘credit builder’ credit cards as a way of rebuilding our credit scores. Research conducted by Experian has revealed that 24% of all searches for credit cards last year were specifically targeting so called “credit re-builder cards”. Low or poor credit scores […]


Open banking shakes up personal finance

This week a series of new rules are to be introduced to promote ‘open banking’ the aim of which is to give the customer more choice on financial products. It’s one of the biggest changes to modern banking in years and means that customers will be able to share their personal information with companies other […]


Banish those Blue Monday worries

Figures published this week by National Debtline ran by the Money Advice Trust show that an estimated 7.9milion of us are expected to fall behind with finances this month as the inevitable Christmas spend kicks in. Monday 15th January, so called “Blue Monday” is said to be the most depressing day of the year, as […]



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