Ratesetter receive full FCA approval

Online lender Ratesetter has finally been fully authorised by the Financial Conduct Authority (FCA). Ratesetter is a peer-to-peer lender that offers unsecured loans from its investors to its consumers or businesses. Often the rates are extremely competitive and top a lot of the best buy surveys. Founded in 2010, the company has already lent over […]


Are new borrowers too reliant on the Bank of Mum and Dad?

A first time buyers report from the ‘Yorkshire Building Society’ has revealed that 59% of 18-40year olds expect to rely on additional financial help from their parents or family members to get onto the property ladder.  31% expect help towards a deposit, so it seems the bank of ‘Mum and Dad’ is well and truly […]


What are the advantages and disadvantages of buying new and used vehicles?

When buying a new or used vehicle, you are always going to ask yourself, what are the advantages and disadvantages of buying new and used vehicles? If you plump for a new car then you will always receive a warranty from the manufacturer, the car will be low maintenance and may not even need an […]


John Lewis and Amazon Top Ten Christmas Toys 2017

As the Christmas Countdown begins, retailer John Lewis has published its top ten toys for 2017, and it seems the interactive and robotic toys are leading the way. John Lewis toy expert Harry Boughton said that “This year we’re expecting to see a rise in the demand for toys that combine learning with fun and […]


0% Credit in decline as APR rises, is now the best time to borrow?

We have experienced record lows in the credit card borrowing market over the last few years as competition between lenders increased. However have we seen the last of the 0% credit card interest market? Is it now better to look to unsecured loans to borrow money as cheaply as possible? Latest research from the Moneyfacts […]



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