John Lewis launch new Unsecured Loan product but am I likely to get accepted?

John Lewis the famous retailer, has launched a new unsecured loan product offering loans of between £1000-£25,000 with rates from as low as 2.9% The most popular borrowing bracket of £7,500-£15,000, attracts the 2.9% rate which is actually just 0.1% about the market leading M&S Bank. Furthermore, there are no hidden costs and no redemption […]


Consumer lending boom driven by good lending practices

Joint research published yesterday by the Bank of England blog (BoE) and The Financial Conduct Authority (FCA) shows that the rapid growth in consumer lending has been driven by those with good credit scores. Unsecured loans grew rapidly in 2016/2017 amid concerns that lenders had underestimated their borrowers’ risk. Indeed the BoE even ensuring an […]


Open banking shakes up personal finance

This week a series of new rules are to be introduced to promote ‘open banking’ the aim of which is to give the customer more choice on financial products. It’s one of the biggest changes to modern banking in years and means that customers will be able to share their personal information with companies other […]


Banish those Blue Monday worries

Figures published this week by National Debtline ran by the Money Advice Trust show that an estimated 7.9milion of us are expected to fall behind with finances this month as the inevitable Christmas spend kicks in. Monday 15th January, so called “Blue Monday” is said to be the most depressing day of the year, as […]


Start the New Year by consolidating with an Unsecured Loan

A new year and a new start, or at least the opportunity to look closely at your finances, and all that dreaded Christmas spending. If you have been purchasing on a credit card, now is the best time to look at all your options, especially an unsecured loan. Clearly if you’ve used a 0% purchase […]



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