Bank of Mum and Dad lending continues

According to a report from Legal & General and CEBR (Centre for Economics and Business Research) the so called “Bank of Mum and Dad” will lend a total of 6.3 billion in unsecured loans this year, making it the equivalent to the 11th largest mortgage lender in the UK.  Parents and family members will help […]

FCA implements overdraft changes to help the customer

The Financial Conduct Authority (FCA) has revealed a number of changes to overdraft fees and charges, which makes the system easier to manage and more customer friendly. Overdrafts cost the British public £2.4 billion in 2017, and in some cases overdraft fees can be up to as much as 10 times the fee for a […]

Unsecured loan averages increase as we look to improve our homes

Recent research conducted by Sainsbury’s Bank has confirmed that borrowers are taking out larger unsecured loans to pay for home improvements, compared to five years ago. The total number of unsecured loans taken out from Sainsbury’s Bank to finance home improvements has remained steady, but the average loan value in 2014 was £9,352 compared to […]


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