Credit Card lenders cut offers as Christmas spending begins

Consumer group Moneyfacts has reported a major decline for credit card perks as consumers look to borrow as the Christmas spending begins. Friday 23rd November sees Black Friday closely followed on the 26th by Cyber Monday and with consumers gearing up for a spending bonanza it seems slightly disappointing that lenders would look to do […]


Banish those Blue Monday worries

Figures published this week by National Debtline ran by the Money Advice Trust show that an estimated 7.9milion of us are expected to fall behind with finances this month as the inevitable Christmas spend kicks in. Monday 15th January, so called “Blue Monday” is said to be the most depressing day of the year, as […]


0% Credit in decline as APR rises, is now the best time to borrow?

We have experienced record lows in the credit card borrowing market over the last few years as competition between lenders increased. However have we seen the last of the 0% credit card interest market? Is it now better to look to unsecured loans to borrow money as cheaply as possible? Latest research from the Moneyfacts […]


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