What does a Brexit no deal mean?

The long awaited Brexit “withdrawal agreement” vote was rejected by the vast majority of MPs in the House of Commons last night Tuesday 15th January 2019, prompting what many believe will be a vote of “no confidence” in the government today Wednesday 16th January. However the Prime Minister has vowed to keep working on a […]


Credit Card lenders cut offers as Christmas spending begins

Consumer group Moneyfacts has reported a major decline for credit card perks as consumers look to borrow as the Christmas spending begins. Friday 23rd November sees Black Friday closely followed on the 26th by Cyber Monday and with consumers gearing up for a spending bonanza it seems slightly disappointing that lenders would look to do […]


Rebuilding your credit history

In an uncertain financial market, it seems more and more of us are using ‘credit builder’ credit cards as a way of rebuilding our credit scores. Research conducted by Experian has revealed that 24% of all searches for credit cards last year were specifically targeting so called “credit re-builder cards”. Low or poor credit scores […]


New Experian tool to help tenants build credit history

Credit Builder software has linked tenants’ rent payments to their Experian Credit report, providing a full and concise report for lettings agents, landlords and lenders. So will this new technology help non-homeowners get unsecured loans or even see them buy a property of their own. The Credit builder is a digital platform to which tenants […]


Unsecured loan or credit card? What you need to consider

Check your credit file A little research goes a long way so always try and invest a little time beforehand and check your credit file. A low or poor credit score can impact upon your ability to gain access to credit whether it be for an unsecured loan or credit card. Also bear in mind […]



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