New Experian tool to help tenants build credit history

Credit Builder software has linked tenants’ rent payments to their Experian Credit report, providing a full and concise report for lettings agents, landlords and lenders. So will this new technology help non-homeowners get unsecured loans or even see them buy a property of their own. The Credit builder is a digital platform to which tenants […]

Banish those Blue Monday worries

Figures published this week by National Debtline ran by the Money Advice Trust show that an estimated 7.9milion of us are expected to fall behind with finances this month as the inevitable Christmas spend kicks in. Monday 15th January, so called “Blue Monday” is said to be the most depressing day of the year, as […]

0% Credit in decline as APR rises, is now the best time to borrow?

We have experienced record lows in the credit card borrowing market over the last few years as competition between lenders increased. However have we seen the last of the 0% credit card interest market? Is it now better to look to unsecured loans to borrow money as cheaply as possible? Latest research from the Moneyfacts […]

Ho ho NO! I didn’t want that gift for Christmas, along with another £27billion!

As Christmas approaches, it’s estimated that we will spend a huge £73 billion, many of us have also admitted that we will return almost half of the goods, some £27 billion worth. So, do you return a gift, if that gift is not quite right? Research by has confirmed that almost 40% of the […]


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