Consumer lending boom driven by good lending practices

Joint research published yesterday by the Bank of England blog (BoE) and The Financial Conduct Authority (FCA) shows that the rapid growth in consumer lending has been driven by those with good credit scores. Unsecured loans grew rapidly in 2016/2017 amid concerns that lenders had underestimated their borrowers’ risk. Indeed the BoE even ensuring an […]


Banish those Blue Monday worries

Figures published this week by National Debtline ran by the Money Advice Trust show that an estimated 7.9milion of us are expected to fall behind with finances this month as the inevitable Christmas spend kicks in. Monday 15th January, so called “Blue Monday” is said to be the most depressing day of the year, as […]


Start the New Year by consolidating with an Unsecured Loan

A new year and a new start, or at least the opportunity to look closely at your finances, and all that dreaded Christmas spending. If you have been purchasing on a credit card, now is the best time to look at all your options, especially an unsecured loan. Clearly if you’ve used a 0% purchase […]


What options do I have with a bad credit history?

A bad or ‘less than perfect’ credit history is something that the majority of the UK population can relate to. Applying for unsecured loans and being declined can have a serious impact on your plans, and it is much more than just an inconvenience, it can be life changing. Anyone that applies to borrow money […]


Is your credit card deal all it is cracked up to be?

It seems that there are more and more attractive credit card deals being launched almost weekly. Since the 2008 financial crisis and a much more cautious approach to lending by the banks, it seems credit card providers have somewhat jumped into the gap that has been left. The unsecured loans offered via credit cards seem […]



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