Credit Card lenders cut offers as Christmas spending begins

Consumer group Moneyfacts has reported a major decline for credit card perks as consumers look to borrow as the Christmas spending begins. Friday 23rd November sees Black Friday closely followed on the 26th by Cyber Monday and with consumers gearing up for a spending bonanza it seems slightly disappointing that lenders would look to do […]


Banish those Blue Monday worries

Figures published this week by National Debtline ran by the Money Advice Trust show that an estimated 7.9milion of us are expected to fall behind with finances this month as the inevitable Christmas spend kicks in. Monday 15th January, so called “Blue Monday” is said to be the most depressing day of the year, as […]


Alternatives to high cost overdrafts?

Many of us now use overdrafts as part of our everyday banking, but this could in effect be costing us more than we think and are there any cheaper alternatives? The Financial Conduct Authority (FCA) has already confirmed that overdrafts fees are extremely difficult for consumers to understand, especially when they are ‘unauthorised’. In research […]


10 Savvy Christmas Saver Tips

As the festive season approaches with a mere 11 weekends until Christmas Day, how are your savings stacking up? Are you an early savvy shopper, grabbing those early bargains, or a Christmas Eve mad dash when it’s all reduced anyway kind? Is it time to check out the latest credit card balance transfer offers, or […]


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