Ratesetter receive full FCA approval

Online lender Ratesetter has finally been fully authorised by the Financial Conduct Authority (FCA). Ratesetter is a peer-to-peer lender that offers unsecured loans from its investors to its consumers or businesses. Often the rates are extremely competitive and top a lot of the best buy surveys. Founded in 2010, the company has already lent over […]

House prices to rise before interest rates do?

Property website Rightmove has confirmed that average house prices across England and Wales now stand at £313,435, a 1.1% increase compared to the previous month and the biggest increase seen since 2014. Apparently every October there is an increase, as buyers are eager to move in for Christmas, but this month is the biggest since […]

10 Savvy Christmas Saver Tips

As the festive season approaches with a mere 11 weekends until Christmas Day, how are your savings stacking up? Are you an early savvy shopper, grabbing those early bargains, or a Christmas Eve mad dash when it’s all reduced anyway kind? Is it time to check out the latest credit card balance transfer offers, or […]

Are new borrowers too reliant on the Bank of Mum and Dad?

A first time buyers report from the ‘Yorkshire Building Society’ has revealed that 59% of 18-40year olds expect to rely on additional financial help from their parents or family members to get onto the property ladder.  31% expect help towards a deposit, so it seems the bank of ‘Mum and Dad’ is well and truly […]

What are the advantages and disadvantages of buying new and used vehicles?

When buying a new or used vehicle, you are always going to ask yourself, what are the advantages and disadvantages of buying new and used vehicles? If you plump for a new car then you will always receive a warranty from the manufacturer, the car will be low maintenance and may not even need an […]


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