What does a Brexit no deal mean?

The long awaited Brexit “withdrawal agreement” vote was rejected by the vast majority of MPs in the House of Commons last night Tuesday 15th January 2019, prompting what many believe will be a vote of “no confidence” in the government today Wednesday 16th January. However the Prime Minister has vowed to keep working on a […]


The truth about unsecured loans when you have bad credit

The term bad credit can scare most people. It has a fear factor around it “You’ll never get a loan, not with bad credit; It’ll take forever to rebuild!” But how much of it is actually true? Surely now, in this era, with a vast array of financial products and services that can be tailor […]


New Experian tool to help tenants build credit history

Credit Builder software has linked tenants’ rent payments to their Experian Credit report, providing a full and concise report for lettings agents, landlords and lenders. So will this new technology help non-homeowners get unsecured loans or even see them buy a property of their own. The Credit builder is a digital platform to which tenants […]


Unsecured loan or credit card? What you need to consider

Check your credit file A little research goes a long way so always try and invest a little time beforehand and check your credit file. A low or poor credit score can impact upon your ability to gain access to credit whether it be for an unsecured loan or credit card. Also bear in mind […]


Consumer lending boom driven by good lending practices

Joint research published yesterday by the Bank of England blog (BoE) and The Financial Conduct Authority (FCA) shows that the rapid growth in consumer lending has been driven by those with good credit scores. Unsecured loans grew rapidly in 2016/2017 amid concerns that lenders had underestimated their borrowers’ risk. Indeed the BoE even ensuring an […]



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