Is the sub-prime mortgage market back?

Everyone in the financial industry seems to be wary of the term ‘sub-prime’, in reality this relates to those people with poorer credit histories. The 2007-2008 financial crisis had a major impact upon the sub-prime lending market, indeed some claiming that it was practically impossible for a sub-prime candidate to obtain any kind of loan. […]


How does Brexit affect demand for credit?

A report published by the Bank of England has shown that lenders expect a slowdown in demand for credit from both households in terms of unsecured loans and credit cards, and businesses, as a result of the ‘Brexit’ out vote. Lenders said that demand for mortgages was set to slow down, and this is now […]



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