Unsecured loan averages increase as we look to improve our homes

Recent research conducted by Sainsbury’s Bank has confirmed that borrowers are taking out larger unsecured loans to pay for home improvements, compared to five years ago. The total number of unsecured loans taken out from Sainsbury’s Bank to finance home improvements has remained steady, but the average loan value in 2014 was £9,352 compared to […]

Rebuilding your credit history

In an uncertain financial market, it seems more and more of us are using ‘credit builder’ credit cards as a way of rebuilding our credit scores. Research conducted by Experian has revealed that 24% of all searches for credit cards last year were specifically targeting so called “credit re-builder cards”. Low or poor credit scores […]