Start 2019 with a “spring clean” of your finances, but how?

BALANCE TRANSFER DEALS? Now that the dust has settled on the Christmas and New Year festivities, for most of us it is back to reality with a bang. As those credit card bills begin to land, it is time to take control and try and minimise where you can to ensure your finances are ship […]


John Lewis launch new Unsecured Loan product but am I likely to get accepted?

John Lewis the famous retailer, has launched a new unsecured loan product offering loans of between £1000-£25,000 with rates from as low as 2.9% The most popular borrowing bracket of £7,500-£15,000, attracts the 2.9% rate which is actually just 0.1% about the market leading M&S Bank. Furthermore, there are no hidden costs and no redemption […]


Christmas saving and borrowing-what should I consider?

Christmas saving and borrowing-what should I consider? As the countdown to the festive period begins, so does people anxiety and worry over whether or not they can really afford Christmas. Here are our top ten tips to help you deal with the festivities, and the best places to go for that additional Christmas loan should […]


Alternatives to high cost overdrafts?

Many of us now use overdrafts as part of our everyday banking, but this could in effect be costing us more than we think and are there any cheaper alternatives? The Financial Conduct Authority (FCA) has already confirmed that overdrafts fees are extremely difficult for consumers to understand, especially when they are ‘unauthorised’. In research […]


Ratesetter receive full FCA approval

Online lender Ratesetter has finally been fully authorised by the Financial Conduct Authority (FCA). Ratesetter is a peer-to-peer lender that offers unsecured loans from its investors to its consumers or businesses. Often the rates are extremely competitive and top a lot of the best buy surveys. Founded in 2010, the company has already lent over […]


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